The biggest benefit.
One of the biggest benefits for our family was the peace of mind that came once My Lifetime Care began helping with the care fees through the CHIP arrangement. It removed a huge amount of worry at what was already a difficult and emotional time and meant we could focus on supporting Mum rather than constantly stressing about finances and how everything would work.
Keeping the home.
Keeping the property was also very important to us. We didn’t want to feel pressured into making quick decisions about selling property, and the CHIP arrangement gave us breathing space and flexibility while ensuring Mum’s care fees were properly covered. Our existing tenant didn’t need to move due to the CHIP arrangement and found My Lifetime Care have always been very caring towards her and her family.
The trigger.
The trigger for moving forward was the growing concern around ongoing care costs and wanting a straightforward, sensible solution that protected the family’s position while making sure Mum received the care she needed.
The process.
From start to finish, the customer service from My Lifetime Care was friendly, clear and professional. Everything was explained in plain English, the process felt straightforward, and we always felt comfortable asking questions whenever we needed reassurance or clarification.
Looking back.
Overall, the experience gave us confidence and reassurance during a challenging period, and we appreciated the supportive and understanding approach throughout.
– A family supported through CHIP
Is this your family’s situation?
The Care and Home Inheritance Plan is not right for every family. It works for families with a home-owning parent entering residential care, significant equity in the property, a care horizon measured in years rather than months, and a shared wish to keep the home in the family. The How the Plan works page sets out the full structure. The compare options pages compare it with the other available routes.
If this sounds like your family’s situation, the fastest route to clarity is a ten-minute phone call. The number is at the top and bottom of every page.
