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Terms of use

The terms governing your use of this website.

These terms cover your use of mylifetimecare.co.uk. They do not cover the Plan itself. Plan-specific terms are set out in the Plan documentation provided to your family before any Plan is signed, and reviewed in detail by your independent solicitor.

Plain language summary. This website is for general information. Reading it does not commit you to anything. Nothing on this website is regulated financial advice. CHIP is not an FCA-regulated product. Your independent solicitor reviews every Plan in detail before signing.

Who provides this website

This website is operated by My Lifetime Care Ltd, a company registered in England and Wales (company number 10340455), with registered office in Pontypool, South Wales. My Lifetime Care Ltd is wholly owned by My Respite Care, a UK registered charity (charity no. 1152941).

What this website is for

This website provides general information about My Lifetime Care, the Care and Home Inheritance Plan, and adjacent topics in UK care funding. It is intended to help families decide whether to make initial contact with us.

It is not financial advice. It is not a quote. It does not commit any visitor to anything. The Plan itself is a separate service, governed by Plan-specific documentation that is provided to your family before any commitment is made.

Permitted use

You may use this website for non-commercial, personal purposes connected with researching the Care and Home Inheritance Plan and related topics. You may print or save pages for your own reference, or share them with family members and your professional advisers.

You may not:

  • Use the website for any unlawful purpose
  • Attempt to gain unauthorised access to any part of the website or its hosting infrastructure
  • Scrape or systematically extract content for republication
  • Reverse-engineer, decompile, or attempt to derive the source code of any part of the website
  • Use any automated system to interact with the website in a way that imposes a disproportionate load
  • Misrepresent yourself in any form submission

Intellectual property

All content on this website (text, images, video, design, code) is owned by or licensed to My Lifetime Care Ltd. Trade marks, including “My Lifetime Care” and “Care and Home Inheritance Plan”, are the property of My Lifetime Care Ltd.

You may quote short extracts of content with attribution and a link back. You may not republish substantial portions of the website without our written permission.

Accuracy of content

We take reasonable care to ensure the content of this website is accurate and up to date. Reviews are at least annual, and after any material change to the Plan or to the regulatory environment.

Despite this, content on the website is provided for general information only. We do not warrant that the website will be available continuously, that it will be free from errors, or that all content will be current at every moment. Where you rely on information from the website in connection with a decision about the Plan, your independent solicitor reviews the Plan documentation in detail before anything is signed.

Third-party links

This website may link to third-party websites (for example, to the Information Commissioner’s Office, to the Charity Commission, or to browser-vendor documentation). We do not control those websites and accept no responsibility for their content, accuracy, or availability.

Limitation of liability

To the extent permitted by law, My Lifetime Care Ltd is not liable for any loss or damage you suffer as a result of using the website, except where caused by our negligence, fraud, or fraudulent misrepresentation, or as otherwise required by law.

Nothing in these terms limits any liability that cannot be excluded under UK law, including liability for death or personal injury caused by negligence.

Changes to these terms

We may revise these terms from time to time. The current version is always available at this URL. Where changes are material, we will note the revision date at the bottom of the page.

Governing law and jurisdiction

These terms are governed by the laws of England and Wales. Any dispute arising in connection with these terms is subject to the exclusive jurisdiction of the courts of England and Wales.

How to contact us

Questions about these terms should be addressed to info@mylifetimecare.co.uk or by post to My Lifetime Care Ltd, Pontypool, South Wales.


Page last reviewed 18 May 2026. These terms are reviewed at least annually and after any material change to the website or to relevant law.